Affordable Treatment Options

As part of our commitment to helping our patients throughout their treatment, we have dedicated friendly resources to help you understand and manage the financial aspects of your care.

You will find basic information here, but if you need more we would be pleased to help!

Our FPNC insurance advisors will be glad to address your questions on insurance benefits, treatment fees, and the best alternatives for making treatment as affordable as possible.

FPNC Insurance Advisors - Experts Ready to Help You

Understanding Your Insurance Coverage

List of Contracted Insurance Carriers

Financial Options for Treatment Costs

Expert Assistance Understanding Costs and Coverage - FPNC Insurance Advisors

As part of our commitment to helping our patients throughout their treatment, we have dedicated friendly resources to help you understand and manage the financial aspects of your care.

Our insurance advisors will be pleased to address your questions on insurance coverage, obtaining maximum benefits, treatment fees and out of pocket expenses. They can also help you determine the best alternatives for making treatment as affordable as possible and for managing treatment costs.

They are here to help you understand and manage the financial aspects of your care, throughout your treatment with FPNC.

Please call or fax (instructions below) our New Patient Coordinator to request an appointment with an FPNC Insurance Advisor. If you are already a patient with FPNC, call the San Jose office to speak with your Insurance Advisor.

408-356-5000 or 800-597-2234

Understanding Your Insurance Coverage

Many of our first-time patients have questions regarding insurance coverage. We are happy to help you determine your coverage, even before your first appointment. For personalized financial information, please fax the following information to:

ATTN: FPNC New Patient Coordinator
FAX #: 408-907-0966

1. A copy of both sides of all insurance cards
2. Name and Social Security # of all parties
3. Date of birth of female
4. Best phone # for us to contact you
5. Preference for office visits: San Jose or Palo Alto office

We’ll confirm receipt of your fax and begin researching your coverage. Once we’ve researched your specific infertility treatment coverage we’ll contact you - usually within 2-3 business days.

Contracted Insurance Carriers and Medical Group Affiliations

Most patients have coverage for some fertility treatment or diagnostics, whether ‘in-network’ or ‘out of network’. We can help you determine your exact coverage and any special requirements your insurance provider may require, such as pre-authorizations.

Partial List of Contracted Insurance Carriers

New carriers are added frequently. Please speak with one of our insurance advisors for the most
up to date information on contracted carriers, services and requirements.

Aetna Managed Choice	Cigna	Preferred One Admin
Aetna PPO/EPO	Definity Health	Principal Life
Aetna Select Choice	First Health	Private Health Care Systems
Allied Benefits	Great West PPO	Prudential PPO/HMO
Blue Cross HMO/PPO	Guardian	United Health Care/URN
Blue Shield HMO/PPO	Health Net	Zenith Administrators
CCN	Nippon Life

Medical Group Affiliations

Santa Clara County Independent Physicians’ Association (SCCIPA)	HMOs require authorization from primary care physician (PCP)
Admar Medical Network	Refer to card for insurance plan
Camino Medical Group	All health plans by authorization only
Foundation for Medical Care of Santa Clara County	Refer to card for insurance plan
Palo Alto Medical Foundation	By authorization only
San Jose Medical Group/Family Medical Clinic of El Camino	By authorization only

 

Financial Options for Treatment Costs
Advanced Reproductive Care® (ARC)

FPNC is a member of Advanced Reproductive Care®, Inc. an organization dedicated to reproductive health, education and research and the nation’s largest network of infertility specialists and premier fertility programs. As a member, FPNC can provide you the best, most affordable, opportunity to have a baby by offering affordable and predictable treatment packages, financing options and a 100% refund guarantee program.

The ARC Family Building Program™

The ARC Family Building Program is a unique service and financial package that helps patients overcome insurance coverage limitations that prevent them from accessing the treatment they need. This program also gives you the confidence of a flexible reimbursement option refunding up to 100 percent of medical costs if treatment does not result in a live birth.

The ARC Family Building Program offers a number of affordable alternatives:

Three-Cycle Plus™ -- Maximizes your chances for a baby. Covers all the predetermined costs for up to three cycles of in vitro fertilization (IVF), plus up to three additional frozen embryo transfer cycles, for a total of up to 6 cycles.

Two-Cycle Plus™ -- Covers all the predetermined costs for up to two cycles of IVF, plus up to two additional frozen embryo cycles, for a total of up to 4 cycles.

One-Cycle Plus™ -- Your most affordable IVF choice. Covers all the predetermined costs for one cycle of IVF, plus up to one additional frozen embryo transfer cycle, for a total of up to 2 cycles.

The ARC Refund Program™ -- After receiving all of the required services you will be refunded most of the money you have paid if a live birth (baby) has not been achieved through the IVF treatment. The ARC Refund Program is available on the One-, Two- and Three-Cycle treatment packages as well as some Donor packages.

The ARC Pharmacy Plan™ -- Provides for all the predetermined costs of fertility medications needed for your care, which can be purchased separately or with any of the treatment options.

For full details, please contact ARC directly:

Toll free call 888-990-2727
ARC Website www.arcfertility.com
Email info@arcfertility.com

back to top